Thursday, February 19, 2009

Thursday, December 11, 2008

VIP TOTAL PROTECTION PACKAGE

Peytoninsurance.com has introduced this new VIP Protection Package so that our insured’s and new clients can grasp a greater understanding of what protection they have on there auto's, home, umbrella, and etc. This package allows families and businesses to easily understand how much current coverage they have and different options that we can offer them.

Clients are taken through this process the same way every time now. They simply love this new process and are learning so much more about insurance and how to protect there assets the right way. Also this VIP package allows new clients to learn what is also available out there to protect their assets above and beyond their auto and home insurance. What we are talking about is Umbrella liability insurance is so called because it acts like an umbrella, poised above your auto’s, motorcycle’s, boats, land, rent houses, and homeowners liability policies to provide extra protection.
It kicks in when the liability limit is reached on the underlying coverage, paying for judgments against you as well as attorneys' fees, up to a stated limit.
Say you have $300,000 in liability insurance on your homeowners and auto policies and disaster strikes: A tree on your property falls and crushes a neighbor's home or your teenager rear-ends a car, severely injuring or even killing someone.
If you are sued and a settlement or court judgment finds you liable for $500,000 or $1 million or more, the umbrella takes care of the difference.
As insurance tabs go, this one isn't steep. A typical $1 million personal umbrella liability policy might cost $200 to $300 a year, with each additional $1 million in coverage going for $75 to $100 more.
As an asset protection specialist my advice is that it is a basic building block to start a sound financial plan. At Peyton Insurance each agent is extensively trained and we all agree it is for everybody, at least anybody who owns any kind of property and has any money in the bank. This is why we created this VIP Protection Package so that families/businesses can grasp a full understanding of all their insurance options and protection that they need in a very simple process.
For a Free VIP Total Protection Package Proposal on your Home, Auto, Life, Business, and Umbrella give us a call at 972-540-0099